What's the difference between a virtual card and a physical card?

Are you unsure on which type of card you should choose?

When you order a card for yourself, you can choose between a physical card or a virtual card. Both options are however tied to the person ordering it. 

A virtual card has a card number, CVC and expiry date, just like any other card. 

Benefits of having a virtual card include:

  • More secure - Virtual cards are more secure because the card details cannot be physically obtained by a third party, reducing the risk of fraud.
  • Better expense tracking - By having different cards for different services, you can keep better track of your expenses. If you need to close one of your cards, all of your subscriptions won't be affected.

If you choose a physical card but want to start using it immediately, you can add it to Apple Pay or Google Pay, or check your card details from our App. This way, you can start using the card immediately after it's been ordered.